Curbing Cyber Scam (Phishing, Vishing and Spoofing) through the Use of Biometrics System for Final Authentication at the Point of Withdrawal from A Bank Account

Main Article Content

Tew Patricia Adaku

Abstract

Fraudulent practices carried out daily on individuals and organizations using the internet and related technologies (cybercrime) are becoming alarming. It is an act that does not seem to end any time soon. So, in order reduce the statistics, there is need to seek for possible solutions to this menace.


Phishing, vhishing, pharming and spoofing has become the mainstay of hackers (‘yahoo boys’) on unsuspecting bank account holders and financial institutions; who have become victims and losing their fortune/ hard earned monies to cybercrimes.


In order to safeguard bank accounts and its holders from these nefarious acts, this paper is seeking to examine and recommend ways through which financial transactions have to be fully authenticated by the account holder through the use of biometrics. There by, improving customer experiences and reducing financial fraud to a large extent. Howard Berg (2019), “Biometrics can deliver a new era in digital authentication for financial institutions.”

Article Details

How to Cite
Tew Patricia Adaku. “Curbing Cyber Scam (Phishing, Vishing and Spoofing) through the Use of Biometrics System for Final Authentication at the Point of Withdrawal from A Bank Account”. International Journal on Recent and Innovation Trends in Computing and Communication, Vol. 8, no. 9, Sept. 2020, pp. 18 -20, doi:10.17762/ijritcc.v8i9.5440.
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